Geran & Insentif Kerajaan Di Malaysia
Setiap tahun, kerajaan Malaysia memperuntukkan berjuta-juta Ringgit untuk menyokong usahawan di bawah pelbagai program. Kami membantu anda mengenal pasti dan melayakkan diri untuk geran dan insentif yang paling sesuai.
Rezeki jangan ditolak, maut jangan dicari!
Faedah Geran Perniagaan
Soalan nombor satu yang ditanya orang ramai: "Mengapa saya patut dapatkan geran?"
Dana Tanpa Risiko
Keselamatan Kewangan
Kesan Domino
Liputan Buat Bisnes
Senarai Geran Oleh
Kerajaan Malaysia
| Nama | Jenis | Perbelanjaan yang boleh dituntut |
|---|---|---|
| eTrade | Geran | maksimum RM25,000 |
| Geran Pembangunan Pemasaran | Geran | maksimum RM300,000 |
| Greater KL Live Lab | Geran | maksimum RM70,000 |
| Geran AgroPranuer Muda (GAM) | Geran | maksimum RM20,000 |
| CIP SPARK | Geran Bersyarat | sehingga RM150,000 |
| CIP SPRINT | Geran Bersyarat | sehingga RM600,000 |
| Dana Eksport Perkhidmatan (SEF) | Geran/ Geran Sepadan | sehingga RM1.3 juta |
| Gamelan 2022 | Geran Sepadan | sehingga RM200,000 |
| National Technology & Innovation Sandbox Fund (NTIS) | Geran/ Geran Sepadan | maksimum RM4 juta |
| Industry4ward | Geran Sepadan | maksimum RM500,000 |
| High Impact Product (HIP) | Geran Sepadan | maksimum RM200,000 |
| Change Upgrade Product | Geran Sepadan | maksimum RM60,000 |
| Kemudahan Peralihan Kepada Rendah Karbon | Geran Sepadan/Pinjaman | sehingga RM10 juta |
| Business Accelerator Programme (BAP 4.0) | Geran Sepadan | maksimum RM400,000 |
| Malaysia Grand Challenge | Geran Sepadan | maksimum RM15 juta |
| SKIM PINJAMAN SME | Pinjaman Mudah | maksimum RM500,000 |
| SME Automation And Digitalisation Facility (ADF) | Pinjaman | maksimum RM3 juta |
| Skim Kredit Mikro | Pinjaman | maksimum RM500,000 |
| Business Accelerator Program (BAP) Pinjaman Mudah | Pinjaman Mudah | maksimum RM1 juta |
| Dana Pembangunan Teknologi Halal | Pinjaman | maksimum RM4 juta |
| Business Growth Fund | Pinjaman | maksimum RM10 juta |
| Business Start-up Fund | Pinjaman | maksimum RM5 juta |
| Skim Pembiayaan KONTRAK-I | Pinjaman | maksimum RM100,000 |
| Skim Pembiayaan Program TEMANNITA | Pinjaman | maksimum RM10,000 |
| Skim Pembiayaan Ekonomi Desa (SPED) | Pinjaman | maksimum RM200,000 |
| Skim Pembiayaan Ekonomi Desa (DanaNITA) | Pinjaman | maksimum RM150,000 |
| Pembangunan Rantaian Nilai Industri (PRiN) | Pinjaman | maksimum RM1 juta |
| Skim Pembiayaan Kontrak EkPras (SPiKE)/SPiKE GLC | Pinjaman | maksimum RM1 juta |
| Pembiayaan Perniagaan Kepada Orang Kelainan Upaya (Skim OKU) | Pinjaman | maksimum RM50,000 |
| Skim Pembiayaan Lepasan IPMa (SEMAi) | Pinjaman | maksimum RM50,000 |
| Skim Pembiayaan Perniagaan Mudah Jaya Usahawan Tekno (SPiM Tekno) | Pinjaman | maksimum RM500,000 |
| Pembiayaan Kampung Baru Cina (PKBC) | Pinjaman | maksimum RM50,000 |
| Low Carbon Transition Facility (LCTF) | Pinjaman | maksimum RM10 juta |
| All Economic Sector (AES) Facility | Pinjaman | maksimum RM5 juta |
| Program Usahawan Lepasan Institusi Pendidikan MARA / Belia (PUTRA) | Pinjaman | maksimum RM10,000 |
| BSN Mikro/i Semarak | Pinjaman | maksimum RM50,000 |
| Kemudahan Bantuan Bencana (DRF) 2022 | Pinjaman | sehingga RM700,000 |
| Soft Financing Scheme for Automation & Modernisation (SFSAM) | Pinjaman | sehingga RM20 juta |
| Business Recapitalisation Facility (BRF) | Pinjaman | sehingga RM5 juta |
| Kampung Baru Cina Financing (PKBC) | Pinjaman | sehingga RM50,000 |
| Program i-Tekad | Pinjaman | sehingga RM50,000 |
| Jumpstart Financing Scheme | Pinjaman | maksimum RM500,000 |
| MARA Integrated Smart Auto (MISA) | Pinjaman | maksimum RM1 juta |
| Skim Pembiayaan Usahawan Masyarakat India (SPUMI) | Pinjaman | sehingga RM100,000 |
| Skim Pembiayaan Pembangunan Usahawan Profesional (ProSPEC) | Pinjaman | sehingga RM500,000 |
| Micro Enterprises Facility (MEF) | Pinjaman | sehingga RM50,000 |
| Pembiayaan Pengukuhan PKS (SMERF) | Pinjaman | sehingga RM250,000 |
| Soft Financing Scheme for SMEs (SFSME) | Pinjaman | sehingga RM5 juta |
| Soft Financing Scheme for Digital & Technology (SFDT) | Pinjaman | sehingga RM1 juta |
| Skim Jaminan Kerajaan PEMULIH (PGGS) | Pinjaman | sehingga RM50 juta |
| Business In Transformation (PERNAS) | Pinjaman | sehingga RM500k (Pra-Franchisor) dan sehingga RM25k (Pra- Franchisee) |
| Skim Pembiayaan Perniagaan Bergerak (Mobile Business/Karavan) | Pinjaman | maksimum RM500,000 |
| Program Pembangunan Usahawan Teknikal (PUTEK) | Pinjaman | maksimum RM500,000 |
| Skim Jaminan Usahawan MARA (SJUM) | Pinjaman | maksimum RM2juta |
| Malaysian Chinese Women EntrePraneur Foundation (MCWEF) | Pinjaman | maksimum RM30,000 |
Kesilapan utama pemilik perniagaan:
Hanya memohon geran apabila terdesak untuk mendapatkan dana segera.
Pada ketika itu kemungkinan besar sudah terlambat!
Kami mendapatkan geran terbaik untuk perniagaan anda
Kami telah berganding bahu dengan Jom Earn Global, platform aplikasi pembiayaan kerajaan dalam talian yang terkemuka di Malaysia untuk memadankan perniagaan dari setiap saiz dan industri dengan skim geran yang sesuai, termasuklah startup dan perniagaan kecil dan sederhana.
FAQ
Adakah saya perlu membayar balik geran?
Tidak! Anda tidak perlu membayar balik geran. Cuma pastikan anda membelanjakannya mengikut syarat yang ditetapkan.
Adakah geran dan pinjaman adalah sama?
Pihak bank dengan senang hati akan memaklumkan kepada anda, pinjaman mesti dibayar balik beserta dengan faedah!
Adakah sukar untuk memohon geran?
Ya dan tidak. Walaupun prosesnya terbuka kepada semua, ia boleh memakan masa yang panjang dan memerlukan dokumentasi komprehensif tentang perniagaan anda sebelum anda boleh dipertimbangkan.
Berapa lama masa yang diambil untuk mendapatkan wang daripada geran kerajaan?
Sebaik sahaja geran diluluskan, tarikh akan diatur untuk pemindahan dana. Walau bagaimanapun, ia lazimnya mengambil masa beberapa bulan untuk permohonan diluluskan.
Inginkan jawapan segera?
Emel kami di [email protected] atau WhatsApp +60-175159832
Hubungi Kami
FAQs
Frequently Asked Questions
What is a company secretary?
A company secretary is an officer of a company (well, not the one you treat as your PA in the office). Under Malaysian law, every company must appoint a company secretary – it is compulsory, not an option. A company secretary has a huge responsibility to ensure the company’s paperwork is in order, filed on time and advise the board to always stay in compliance with statutory and regulatory requirements.
Why outsource company secretarial services?
Only really big companies will have an in-house company secretary as their employee. Most SMEs in Malaysia outsource and appoint an external company secretary. This way they can save on salary and associated taxes and employee benefits.
Can I appoint another company secretary if I am not too happy with my current one?
Yes, of course. There should not be any minimum lock-in period because the law allows the board to appoint a new company secretary at any time. MISHU was created to provide transparent, efficient and innovative company secretary services. Switch to us if you like what we do here!
Is company secretary a director of the company also?
No, these are two different roles in the company. However, if the same person wants to be both, this is allowed under the Malaysian law, provided the company has more than 1 director.
What documents does a company secretary prepare?
To put it simply, whenever there is a change in director, auditor, shareholder, company secretary, share capital or the name of the company, you need to notify your company secretary to effect the change. The company secretary will prepare the necessary resolutions and forms and update SSM of such change. The company secretary will also keep register books and prepare minutes and official correspondences.
Can I get all my professional services done by a company secretary?
We all know how lucky it is if a company secretary can multi-task and do everything under the sun! Unfortunately, a company secretary can only do so much. Please do not treat your company secretary as your lawyer, accountant, tax advisor or even your PA. These are all different roles and should be performed by your respective professionals.
Duties & Responsibilities
as a Company Secretary
Every company must appoint a company secretary under Malaysian law. But do you know what does a company secretary do? Let us tell you his/her duties and responsibilities:
1. Updating the company’s statutory information
The company secretary must ensure that any change in the statutory information below should be duly completed in the relevant prescribed forms and lodged with the SSM within the required period of time:
- Removal of officers from office
- Disqualification from holding office
- Appointments/resignations/deaths
- Annual return
- Change of company name
- Adoption, alteration and revocation of constitution
- Issue, splitting, transfer of shares
- Any other changes that require notification with SSM
2. Reminding you on important dates
The company secretary should advise the board of directors of the relevant dates for holding the company’s annual general meeting, filing annual return, submitting financial statement.
3. Handling company’s board, general and extraordinary general meetings
The company secretary’s role is purely administrative which includes the following:
- Arranging and liaising with the chairman and/or managing director for agenda papers and items for the agenda
- Providing general advice on matters relating to company secretarial matters
- Booking and preparing the meeting room
- Attending and taking down minutes of the meeting
- Maintaining minute books
- Following up on decisions made
- Playing an advisory role to the chairman and the board of directors
- Lodging statutory returns as appropriate
- Certifying copies of minutes
- Ensuring that correct meeting procedures are followed
4. Compliance with company constitution
The company secretary must ensure that the company complies with its constitution and drafting/incorporating amendments in accordance with correct procedures.
5. Maintaining share registration and safe custody of documents
The company secretary has a duty to maintain the company’s register of members, deal with transfer of shares and other matters relating to shareholding. He usually also keep in safe custody of the company seal and original share certificates.
6. Coordinating with shareholders
The company secretary maintains constant communication and acts as a link between the company and shareholders through circular resolutions, issues documents regarding rights issues and capitalisation issues, monitor changes within the register of members to identify potential takeover bid, make enquiries about the ultimate beneficial ownership of shareholdings, general shareholder relations, etc.
7. Advising corporate governance
The company secretary must keep himself abreast with the latest development of the company and securities laws so that he can always advise the board on proper corporate governance matters, assist directors with respect to their duties and responsibilities, compliance with company and securities laws and Bursa Malaysia Listing Requirements (for public listed companies).
8. Acting as an officer of the company and advisor to the Board
The company secretary is the primary point of contact between shareholders and directors, and between company and SSM. He also plays a key role in the event of a corporate exercise (merger, acquisition, disposal, winding up) where he has a duty to ensure the effectiveness of all documentation, ensuring due diligence disclosures, enabling proper commercial evaluation prior to completion of a transaction and timely execution of documentation, etc.
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