In our opinion, the Gold category of the revised Malaysia My Second Home (MM2H) program offers the best value when considering the minimum requirements and benefits offered.
By the end of this guide, you’ll learn:
- requirements of a Gold MM2H Pass
- its features and benefits, as well as
- how the application process works
Let’s begin.
Requirements
You must meet these requirements to qualify for an MM2H Gold pass:
| Requirement | Details |
| Age | At least 25 years old |
| Fixed Deposit | USD500,000 in a Malaysian financial institution (50% withdrawal allowed for specific purposes) |
| Property Purchase | Minimum RM1 million / USD224,000 home (cannot sell for 10 years unless upgrading) |
| One-Off Participating Fee | RM3,000 / USD670 for principal applicant |
| Minimum Stay | 90 days/year (can include dependents for applicants aged 25–34) |
Notes: Dependents do not need to pay a participating fee, and the property can be purchased both before and after applying for an MM2H Pass.
Features
| Feature | Details |
| Dependents | Spouse, children, parents/in-laws, and medically certified dependents. |
| Validity Period | 15 years with Multiple Entry Visa, and can be renewed |
| Education | Dependent children can pursue education up to tertiary level in government-recognised institutions and automatically qualify for Student Pass |
| Medical Benefits | Long-term medical treatment allowed |
| Business Activities | Not allowed |
| Work / Employment | Not allowed |
| Medical Check-Up | Mandatory check-up in government approved clinics / hospitals |
| Change of Principal | Transferable to next-of-kin among registered dependents |
| Terms of Renewal | RM3,000 / USD670 for principal and dependents, renewable every 5 years after program completion |
Comparison with other categories
The table below shows how the Gold Pass compares to the the other categories:
| Feature | Platinum | Gold | Silver |
| Fixed Deposit | USD 1 million | USD500,000 | USD150,000 |
| Participation Fee | RM200,000 | RM3,000 | RM1,000 |
| Residence Purchase | RM2 million | RM1 million | RM600,000 |
| Validity Period | 20 years | 15 years | 5 years |
| Do Business | Allowed | Not allowed | Not allowed |
| Work | Allowed | Not allowed | Not allowed |
| Hire Foreign Maid | Allowed | Not allowed | Not allowed |
Here’s the two biggest takeaways for us:
- The Gold Pass has a much higher validity period than the Silver for a slightly pricier participation fee.
- The Platinum Pass, meanwhile, has a 20 year validity period, but a much higher participation fee.
The main benefit of the Gold Pass is that it offers the best value on a cost-per-year basis.
Yes. a Platinum Pass grants freedom to work and do business, but even that can be secured by a Gold Pass holder with additional visas.
And if you’re a retiree or crypto bro who won’t need to work another day in your life, why bother!
Application steps and wait time
The MM2H program is regulated by the Malaysian government and applications must be done via approved agents.
The process typically takes around two to three months and consists of the following steps:
- Consultation: Meet an agent to discuss your needs.
- Agreement & Downpayment: Confirm your package, sign an agreement, and pay ~20% as a deposit.
- Document Preparation (1-2 months): Prepare, notarize, and certify necessary documents.
- Submission & Approval (2-3 months): The agent submits documents, and MOTAC reviews them.
- Conditional Approval: Pay the balance upon receiving the approval letter.
- Enter Malaysia: Within 3 months, complete a medical check-up, open a bank account, and secure insurance.
- Visa Endorsement: Obtain the MM2H visa. If buying property, a one-year visa is issued first, with 12 months to complete the purchase and receive the full pass.
Document checklist
These are documents to be submit to your MM2H agent:
- Copy of principal applicant’s passport
- Copy of principal dependent’s passport
- 4 copies of recent passport-size photos with blue background
- Resume of principal and principal dependent
- Proof of kinship:
- Spouse: Marriage certificate.
- Children: Birth certificate.
- Parents: Proof of relationship between the main applicant and parents, along with the parents’ marriage certificate.
- Parents-in-law: Proof of relationship between the spouse and parents, along with the parents-in-law’s marriage certificate.
- Certificate of proof of unmarried and unemployed status for dependents aged 21 to 34 years old.
- Certificate of Good Conduct (CGC) / Police Certificate / Certificate of Clearance for participants aged 18 years and above (principal & dependent)
- Any other relevant documents
NOTE: All copies must be certified true copies of original documents by the embassy, high commission, notary public, and commissioner of oaths registered in Malaysia and non-English documents require certified translations by qualified translators.
To read about the other categories, check out our full guide to MM2H Passes.
Otherwise, let’s get your application started!
Let MISHU help with your MM2H application
Not all MM2H agents are created equal – some leave you more confused! Let us connect you to one who will make the process as straightforward and hassle-free as possible.