MM2H Application 
Services & Consultation

Apply for your MM2H Pass 100% online

We assist you at every stage of your MM2H application through a licensed MM2H agent, from initial planning, documents, visas to final preparations for your trip to Malaysia.

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Overview

The Malaysia My Second Home (MM2H) programme is a four-tiered long-term visa that lets foreigners live in Malaysia for 5 to 20 years.

Holders may bring family members and pursue work / business opportunities (depending on tier).

  • Silver: 5 year validity, lowest requirements and least allowances
  • Gold: 15 year validity, moderate requirements and allowances
  • Platinum: 20 year validity, highest requirements and most allowances
  • Special Economic Zone: 10 year validity with specific home purchase 
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Key Similarities

All four MM2H Passes share the following benefits and features:

  1. Dependents: Spouse, children, and parents/in-laws
  2. Multiple Entry Visa: Principals and dependents may freely leave and enter
  3. Minimum stay: A 90-day cumulative stay per year
  4. Minimum property hold: You cannot sell the home purchased to satisfy MM2H requirements for 10 years unless purchasing a more expensive property
  5. Medical benefits: Long-term medical treatment is permitted
  6. Education benefits: Children eligible for tertiary education / Student Passes
  7. Fixed deposit withdrawal: Up to 50% of deposit may be withdrawn
  8. Pass transfer: The principal changes to next of kin if the original holder dies
  9. Renewal requirements: Every five years
  10. Tax exemption: The same overseas funds are not taxed (see our MM2H tax exemption guide for details)

Application Steps

This is what a typical application process looks like for overseas expatriates who go through MISHU:

  • Step 1: Meet our consultant to discuss your requirements.
  • Step 2: Confirm your package selection, sign an agreement, and make a 20% downpayment.
  • Step 3 (1-2 months): You prepare the necessary documents and have them notarised and certified–see our checklist for full details.
  • Step 4 (2-3 months): We submit the documents to MOTAC, who will issue a conditional letter of approval if everything is in order.
  • Step 5 (2-3 months): Upon receiving a conditional approval letter, we ask you to pay the remaining balance within 7 days.
  • Step 6: You enter Malaysia for visa endorsement within 3 months of the approval letter.
  • Step 7 (3-4 working days): You visit Malaysia to open a bank account in Malaysia for FD purposes, complete a medical check-up, and purchase medical insurance (if needed).
  • Step 8: Visa endorsement is successfully done.

On average each application takes around 3 months from end-to end,

If you haven’t purchased your property upon Step 8, Immigration will issue a temporary MM2H visa giving you 3 to 12 months to find and purchase a home, depending on pass category.

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Required Documents

  1. Copy of principal applicant’s passport
  2. Copy of principal dependent’s passport
  3. Four copies of recent passport-size photos with blue background
  4. Resume of principal and principal dependent
  5. Proof of kinship (see notes)
  6. Certificate of proof of unmarried / unemployed status for dependents 21 – 34
  7. Certificate of Good Conduct (CGC) / Police Certificate / Certificate of Clearance for participants aged 18 years and above (principal & dependents)

Notes: 

  • Documents in foreign languages must be translated to English.
  • English translations must be certified by the Malaysian Embassy, High Commissioner, Consulate, or at the Malaysian Ministry of Foreign Affairs.
  • Certificates of Good Conduct / Clearance are obtained from your country’s respective Police Departments or Ministry of Foreign Affairs.
  • Proof of kinship can be proven with the following documents:
    • Spouse: Marriage certificate.
    • Children: Birth certificate.
    • Parents: Proof of relationship between principal and parents with parents’ marriage certificate.
    • Parents-in-law: Proof of relationship between spouse and parents with parents-in-law’s marriage certificate.

If you’ve already bought a property in Malaysia that meets the minimum requirements, include it in your submission.

Platinum Tier MM2H Pass

Key features and requirements:

  • Principal must be at least 25 years old
  • Minimum USD 1 million fixed deposit in a Malaysian financial institution (conditional withdrawal allowed)
  • Minimum RM2 million / USD448,000 home purchase (cannot be sold for at least 10 years)
  • Minnimum stay of 90 days / year in Malaysia (can include dependents for applicants aged 25–34)
  • One-off RM200,000 / USD45,000 participating fee for principal applicant
  • 20 year validity, renewable, and with Multiple Entry Visa
  • Principal applicant allowed to work and do business in Malaysia
  • RM5,000 / USD1,120 renewal fee every 5 years after program completion
RM70,000 (≈USD16,700)

*Price mandated by federal government.

Gold Tier MM2H Pass

Key features and requirements:

  • Principal must be at least 25 years old
  • Minimum USD 500,000 fixed deposit in a Malaysian financial institution (conditional withdrawal allowed)
  • Minimum RM1 million / USD224,000 home purchase (cannot be sold for at least 10 years)
  • Minnimum stay of 90 days / year in Malaysia (can include dependents for applicants aged 25–34)
  • One-off RM3,000 / USD670 participating fee for principal applicant
  • 15 year validity, renewable, and with Multiple Entry Visa
  • Principal applicant not allowed to work or do business in Malaysia
  • RM3,000 / USD670 renewal fee every 5 years after program completion
RM55,000 (≈USD13,100)

*Price mandated by federal government.

Silver Tier MM2H Pass

Key features and requirements:

  • Principal must be at least 25 years old
  • Minimum USD150,000 fixed deposit in a Malaysian financial institution (conditional withdrawal allowed)
  • Minimum RM600,000 / USD134,000 home purchase (cannot be sold for at least 10 years)
  • Minnimum stay of 90 days / year in Malaysia (can include dependents for applicants aged 25–34)
  • One-off RM1,000 / USD223 participating fee for principal applicant
  • 5 year validity, renewable, and with Multiple Entry Visa
  • Principal applicant not allowed to work or do business in Malaysia
  • RM1,500 / USD334 renewal fee every 5 years after program completion
RM40,000 (≈USD9,500)

*Prices mandated by federal government. 

Special Economic Zone Tier MM2H Pass

Key features and requirements:

  • Principal must be at least 21 years old
  • Minimum USD65,000 for those aged 21-49 / USD 32,000 for those >50 fixed deposit in a Malaysian financial institution (conditional withdrawal allowed)
  • Specific residential property must be bought directly from developers (cannot be sold for at least 10 years)
  • Minnimum stay of 90 days / year in Malaysia (can include dependents for applicants aged 25–34)
  • One-off RM1,000 / USD223 participating fee for principal applicant
  • 10 year validity, renewable, and with Multiple Entry Visa
  • Principal applicant not allowed to work or do business in Malaysia
  • RM300 / USD67 renewal fee every 5 years after program completion
RM40,000 (≈USD9,500)

*Price mandated by federal government. 

Extra Reading

Document Checklist

Required documents and steps to take in order to kickstart your MM2H application and breeze through the process.

Fee Breakdown

A full list of the various direct fees and costs associated with an MM2H application regardless of tier.

Tax Exemptions

Clarification on what overseas income sources are and aren’t granted tax exemptions under the MM2H programme.

Pros & Cons

An honest, no-nonsense appraisal / critique of the MM2H programme and who we think it is and isn’t meant for.

S-MM2H Comparison

A side-by-side comparison of MM2H vs the Sarawak-Malaysia My Second Home (S-MM2H) Programme.

Frequently Asked Questions

Which MM2H Pass is best for someone who wants to set up a business in Malaysia?

Easily the Platinum tier which automatically allows the holder to work and do business.

Are MM2H participants entitled to discounts on certain property types?

There are no discounts on the basis of being an MM2H participant. Developers and property agencies may offer discounts at their discretion, but the purchase price must meet the minimum value for your intended MM2H category.

Where can I find SEZ-approved developers?

Unfortunately, there is no such list at the moment, though we can confirm that Forest City in Johor is developed by Country Garden.

Where can I find MM2H-approved agents?

The Malaysian Ministry of Tourism and Culture which oversees MM2H has a directory here.

How much does an MM2H application cost?

Adding up the various fees, as much as USD1.5 million or as (comparatively) little as USD295,000 depending on the tier.

Can MM2H holders own agricultural land?

There are no specific allowances for MM2H holders, which means it depends on state-specific guidelines on foreign ownership of land.

Can participants bring household goods when relocating to Malaysia?

There are no specific rules for MM2H, so it would be best to verify with customs for high-value items.

If I choose not to extend my visa, can I withdraw my full fixed deposit amount?

Yes.

Can I withdraw the interest earned on my MM2H fixed deposit account?

Yes.

If I’ve already given the minimum property investment amount to a developer, can I still withdraw 50% of my fixed deposit to purchase a property?

Yes, if the Sale & Purchase Agreement is signed after your MM2H pass endorsement.

Can I apply for MM2H alone if my property is under joint ownership?

No, both owners must apply together—one as principal and the other as dependent.

What are the options if our property is jointly owned?

You have three options:

  1. Transfer full ownership to one spouse (who applies as the principal).
  2. Both apply together (one as principal, one as dependent).
  3. Purchase a new property under 100% ownership of the principal applicant.
Can MM2H holders become company directors and shareholders in Malaysia?

Platinum Pass holders are automatically allowed to do this, but holders of other categories will need to request additional passes.

Are there additional fees if I bring my spouse or children?

No, dependents are not subject to the participating fee.

Can I purchase multiple lower value properties that together meet the minimum property purchase value for my chosen MM2H category?

Unfortunately no, you must meet the property requirements with a single residential property.

Will cash transfers into Malaysia be taxed for MM2H participants?

If you are thinking of your fixed deposit, then no, you get a tax exemption on that 🙂

Under Gold and Silver tiers, can participants hire a live-in maid through an agency?

Yes.

Can Platinum MM2H holders hire a maid directly without an agency?

Yes.

Can I get a bank loan to finance my MM2H property purchase?

Yes.

Do I get a discount if I upgrade to a higher MM2H tier?

Unfortunately no, each application is treated separately.

What is the price of SEZ property in Johor?

SEZ developers have special permission from the state government to sell properties to foreigners at lower prices to encourage MM2H applicants. For example, Forest City properties can be sold for as low as RM500,000 instead of the usual RM1,000,000.

Of course, this only applies to SEZ MM2H Passes as there’s no minimum purchase value as long as the property meets state policies and is bought directly from the developer, so be sure to check the Developer’s license and permits for state government certification to verify a property falls under SEZ!

We’re approaching our final year under the previous scheme. Will our renewal follow those or new rules?

So long as your pass is not expired, it will be renewed based on previous MM2H rules and requirements.

What if I get an attractive job offer in Malaysia if I hold a Gold, Silver, or SEZ MM2H visa?

If you are keen on taking the job, you must cancel your MM2H visa and apply for an Employment Pass.

What happens to my dependents if I switch from an MM2H Pass to an Employment Pass?

If a principal holder cancels their MM2H Pass, dependent visas under them will be canceled.

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